Grow Your Savings
Tax-Free Without Risks
Make your money work for you! Unlock the benefits of a guaranteed death benefit without losing out on earning uninterrupted compound interest with your life insurance plan.
Cash Value Growth
Build cash value each year, tax-deferred. Your cash value can be accessed through policy loans and withdrawals to help fund a major purchases.
Earn Compound Interest
When designed properly, your life insurance plan helps you benefit from the upward movement of the stock market index without the risk of losing your money.
Cash Payout Benefits
If you suffered a stroke, heart attack, or any critical illness, this cash payout from your life insurance can help with medical expenses and bills while you are out of work.
Additional Income
Indexed universal life insurance can provide additional income when you retire. You can access your money without tax penalities unlike 401k or IRAs that has pre-tax withdrawal rules.
Meet Your Plan Advisors
Melat & Kimani
The clients we help feel empowered to know they are in charge of growing the money safely while maintaining the lifestyle they love and creating generational wealth in the process.
Client Testimonials
Dave Carter
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I'm often worried about my income when I retire. After meeting with Melat and Kimani, they created a plan focused on my needs to make sure I'll have a guarantee source of income when I decide to retire. I was on the fence about all this financial stuff but they really made the process simple and easy. Highly recommend!!
Jason Caldwell
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Before getting an IUL, I was just saving money the traditional way, but I had no real strategy for growth. Now, my money is working for me with tax-free growth and living beenfits -It;s the smartest financial move I've made.
Monica Reynolds
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Putting all my money into stocks seemed like the best way to build wealth, but the market's ups and downs kept me stressed. My IUL gives me steady, tax-free growth without the risk. I finally feel in control of my financial future.
Top Carriers We Work With To Serve You
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Descriptions are for informational purposes only and subject to change. Limitations may apply. Benefits and carriers will vary for coverages and are subject to underwriting approval, product limitations, and availability. Benefits are not available in all states. Please note that and its representatives do not provide investment advice or securities transaction services. Our focus is solely on retirement and life insurance planning.