Cash-Back Life Insurance
Protects your income in the event you are unable to work due to a major medical illness.
Pay Off Debts Early
Many are unaware they can access life insurance policies that offer a cash-back option when the policy expires. This can help you pay off debts early.
Tax-Free Money
Creates generational wealth via a cash payout to your family upon your death. Since life insurance is tax-free, this provides financial stability for your loved ones.
Critical Time Payout
If you suffered a stroke, heart attack, or any critical illness, this cash payout from your life insurance helps with medical expenses and bills while you are out of work.
Terminal Illness Payout
Imagine getting a check to pay for cancer treatments. This type of cash payout from your life insurance protects your family as you are trying to cope with a terminal illness.
Meet Your Plan Advisors
Melat & Kimani
The clients we help experience more peace of mind knowing they can get access to a cash payout from their life insurance if they lose the ability to work due to a serious illness. They also save more money and get faster approvals without a medical exam, so they can get back to the things they love to do.
What Clients Say
Dave Carter
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I'm often worried about my income when I retire. After meeting with Melat and Kimani, they created a plan focused on my needs to make sure I'll have a guarantee source of income when I decide to retire. I was on the fence about all this financial stuff but they really made the process simple and easy. Highly recommend!!
Adam Shaffer
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My wife and I run a small business, and we were clueless on how we could essentially become our own bank using a life insurance policy. You hear a lot of things online, and a lot of it is confusing. I responded to a post Melat did and decided to learn more. I'm so glad I did! They really know there stuff!
Stacy Jenkins
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I lost money in an old 401k, and I've been looking for a way to have more flexibility with my savings. They were able to answer my questions and truly listen to my needs when creating a financial plan. I highly recommend their services for those seeking financial balance.
Top Carriers We Work With To Serve You
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Descriptions are for informational purposes only and subject to change. Limitations may apply. Benefits and carriers will vary for coverages and are subject to underwriting approval, product limitations, and availability. Benefits are not available in all states. Please note that and its representatives do not provide investment advice or securities transaction services. Our focus is solely on retirement and life insurance planning.