Discover A Better Way To Retire With Lifetime Income
Zero Market Risks
When they experience too many negative returns, this affects you negatively over time, and you could actually run out of money in retirement. Fixed indexed annuities allows your retirement money to participate and lock-in the upside market gains without any risks.
Lifetime Income
Only annuities can offer guaranteed lifetime income. Traditional investments can pay a retiree principle and investment returns, but annuities offer a third dimension called Mortality Credits, which are unique to annuities (FIAs).
Tax Deferred Growth
FIAs allow your funds to grow tax deferred. This results in triple-compounding interest. You earn interest on your interest, and you earn additional interest on the money that you would have normally paid in taxes.
Eliminate Fees
Many of us are unaware what fees we are being charged and how it is eroding our nest-egg. FIAs can eliminate the fees seen in traditional equity investments, such as load fees, expense fees and 12b-1 fees
Meet Your Plan Advisors
Melat & Kimani
The clients I help experience more peace of mind knowing they can grow their retirement savings without the constant fear of losing their money when the stock market does not perform well.
Client Testimonials
Michael Harrison
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With my annuity, I no longer worry about running out of money in retirement. It gives me a steady, guaranteed income stream that I can count on for life.
Debra Collins
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After watching my 401(k) take big hits in the market, I wanted something more secure. Kimani and Melat helped me roll my funds into an annuity that protects my money while still allowing it to grow, giving me peace of mind for my future.
Richard Evans
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Getting an annuity was one of the best financial decitions I've made. Kimani walked me through the process, showing me how I could get tax-defferred growth and a reliable income source, so I can enjoy retirement without fiancial stress.
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Descriptions are for informational purposes only and subject to change. Limitations may apply. Benefits and carriers will vary for coverages and are subject to underwriting approval, product limitations, and availability. Benefits are not available in all states. Please note that and its representatives do not provide investment advice or securities transaction services. Our focus is solely on retirement and life insurance planning.