Discover A Better Way To Retire With Lifetime Income
Zero Market Risks
When they experience too many negative returns, this affects you negatively over time, and you could actually run out of money in retirement. Fixed indexed annuities allows your retirement money to participate and lock-in the upside market gains without any risks.
Lifetime Income
Only annuities can offer guaranteed lifetime income. Traditional investments can pay a retiree principle and investment returns, but annuities offer a third dimension called Mortality Credits, which are unique to annuities (FIAs).
Tax Deferred Growth
FIAs allow your funds to grow tax deferred. This results in triple-compounding interest. You earn interest on your interest, and you earn additional interest on the money that you would have normally paid in taxes.
Eliminate Fees
Many of us are unaware what fees we are being charged and how it is eroding our nest-egg. FIAs can eliminate the fees seen in traditional equity investments, such as load fees, expense fees and 12b-1 fees
Meet Your Plan Advisors
Melat & Kimani
The clients I help experience more peace of mind knowing they can grow their retirement savings without the constant fear of losing their money when the stock market does not perform well.
Client Testimonials
Dave Carter
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I'm often worried about my income when I retire. After meeting with Melat and Kimani, they created a plan focused on my needs to make sure I'll have a guarantee source of income when I decide to retire. I was on the fence about all this financial stuff but they really made the process simple and easy. Highly recommend!!
Adam Shaffer
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My wife and I run a small business, and we were clueless on how we could essentially become our own bank using a life insurance policy. You hear a lot of things online, and a lot of it is confusing. I responded to a post Melat did and decided to learn more. I'm so glad I did! They really know there stuff!
Stacy Jenkins
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I lost money in an old 401k, and I've been looking for a way to have more flexibility with my savings. They were able to answer my questions and truly listen to my needs when creating a financial plan. I highly recommend their services for those seeking financial balance.
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Descriptions are for informational purposes only and subject to change. Limitations may apply. Benefits and carriers will vary for coverages and are subject to underwriting approval, product limitations, and availability. Benefits are not available in all states. Please note that and its representatives do not provide investment advice or securities transaction services. Our focus is solely on retirement and life insurance planning.